If you’re in an accident, how do you get a rental car to tide you over? Automobiles have become a necessity for most people for several reasons such as travel, transportation of goods, or going to work. All the more reasons to see more and more cars on the roads of Arkansas every day.
As of 2020, there are 287.3 million cars in the U.S. More cars mean more car accidents too, unfortunately. If you have been in a car accident in Arkansas, you might be feeling uncertain and devastated. You might be finding ways to attend your medical appointments, school, or work.
Although the car crash occurred was due to someone else’s negligence, but somehow you are the one paying bills for repair or bodily injuries. In this situation, you will be needing a rental car to run your errands. But unfortunately, the process can take a long time. The insurance companies do not provide compensation right away, in fact, there is a long process to go about it. While you are focusing on your health, you can hire a car accident attorney who can get you a rental car after an accident in Arkansas.
Can I File a Claim for a Rental Car After an Accident in Arkansas?
In an ideal situation, the driver who has caused the crash agrees to accept his fault. As a result, the insurance company also agrees to pay for the rental car compensation or comes to a settlement with you. To start the claim process, you must immediately get in touch with your insurance company through an attorney. Your attorney will handle the process by presenting all the important documents as evidence.
On the other hand, if the at-fault driver is denying his or her fault, the claim process might take a long time. While you are waiting for the driver to accept his fault, you must contact your own insurance company for rental coverage. Once both parties, you and the other driver’s insurance company come to an agreement, your insurance company will get the rental car payment back through the subrogation process.
Is it Possible for Me to Get a Vehicle Equivalent to My Car?
If the insurance company has a preferred rental car company, you must consider choosing it. This will save you a lot of time from the reimbursement process. In addition to that, Arkansas like many other states provides a right to the car accident victims to receive a rental automobile that is comparable to the car that got damaged.
Although the insurance company of the at-fault driver must provide a vehicle that is equivalent to the victim’s original car, they often deny the claim. If not, the insurers also try to provide the cheapest car option possible. This can put the victim under a lot of pressure. In case, you have presented a claim to your own insurers, they will provide you with a solution depending on your insurance policy.
What is the Procedure for Getting Rental Reimbursement from an At-Fault Driver’s Insurance Company?
Whether you or the other driver is at fault, make sure to follow the following steps in order to make sure you are covered financially:
- Call the police right after you have gotten into a car crash. The assigned police officer will make a report that will be presented as evidence to the insurance company.
- Do not forget to acquire the driver’s contact number, license number, and insurance information.
- If possible, take as many pictures of the location as you can and also make video clips that will make your case stronger.
- Hire a reliable car accident attorney for your case.
- Do not skip visiting your doctor for a medical checkup. The medical bills will act as a significant piece of evidence for your physical injuries.
How Long Can I Keep the Rental Car?
In most cases, you can use the rental car for about 30 days or more depending on how long your car is taking to repair. It can either take a few days or weeks. However, it is crucial to start the repair work right after a car crash. In case of any delay, you could face the consequences of losing your rental car as per your agreement.
Sometimes the vehicle gets damaged by more than 75% and the insurance company declares it as a total loss. In that situation, if you are keeping a rental car, you will be responsible for paying for the additional days.
Get Help from Professional Car Accident Attorney in Arkansas:
Getting a rental car after an accident in Arkansas can be overwhelming. However, having a reliable NWA car accident attorney on your side will make things easier. While you are focusing on your physical and mental health, your lawyer will be handling the compensation claim process. If you are looking for a trusted car accident lawyer in Arkansas, get in touch with us.