Contributed by Seth A. White
Ride services like Uber and Lyft are relatively new. However, they have rapidly become an integral part of our day-to-day lives. With their fast-paced growth, insurance companies have been grappling with making certain their policies and coverages are up to speed.
This current situation has left ride-sharing services like Uber and Lyft largely unregulated. While legislation concerning ride-sharing services is underway across the country, the rules and requirements for these companies are still unclear.
As of this date, Uber provides insurance coverage for passengers that are injured in a wreck that occurs due to the fault of the Uber driver. This is an important distinction because Uber’s insurance may be secondary to the personal insurance of the Uber driver.
Put simply, ride-sharing companies have increased rapidly over the past 10 years, and lawmakers and the insurance industry have not been able to fully address some of the problems that arise from their business model. This is why it is so important to contact an attorney if you have been injured while using Uber or Lyft.
Our attorneys are experts in both personal injury and insurance law, and they can guide you through this process. If you, or someone you know, has been injured while riding in an Uber or Lyft, you can give us a call at 479-621-0006, or visit our website at nwacaraccidentattorney.com.